Terms of Service — Happy Wick

1. Acceptance of Terms

By accessing or using Happy Wick ("the App"), you agree to be bound by these Terms of Service. If you do not agree, do not use the App.

2. Description of Service

Happy Wick is an informational mobile application that aggregates and displays publicly available cryptocurrency market data. The App does not provide brokerage, exchange, custody, or any other financial services.

3. Not Financial Advice

All content provided by Happy Wick — including price data, market statistics, AI-generated summaries, Fear & Greed Index, and any other information — is for informational and educational purposes only.

Nothing in this App constitutes financial, investment, legal, or tax advice. We are not a registered investment adviser. Always consult a qualified financial professional before making investment decisions.

4. Not a Crypto Asset Service Provider

Happy Wick is not a Crypto Asset Service Provider (CASP) as defined under the EU Markets in Crypto-Assets Regulation (MiCA). We do not offer, sell, exchange, manage, advise on, or custody any crypto assets. We solely display market data obtained from third-party sources.

5. Third-Party Data

Market data displayed in the App is sourced from third-party providers including CoinGecko, Binance, Alternative.me, the Federal Reserve Economic Data (FRED), and CryptoCompare. We do not guarantee the accuracy, completeness, timeliness, or reliability of any data. Third-party data may be delayed, incorrect, or unavailable at any time.

6. AI-Generated Content

The App includes AI-generated market summaries powered by third-party AI services. These summaries are automatically generated and may contain errors, inaccuracies, or outdated information. They do not constitute financial advice or recommendations.

7. Risk Warning

Cryptocurrency markets are highly volatile. You may lose some or all of your invested capital. Past performance is not indicative of future results. Trading in crypto assets involves significant risk and is not suitable for all investors.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Happy Wick and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on the App or its content.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the App after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by applicable law. For EU users, your statutory consumer rights remain unaffected.

11. Contact

For questions regarding these Terms, contact us via the Support & Feedback section in the App.